RTX 4090 vs RTX 3090 for Ollama: Worth 2.7x the Price?

RTX 4090 vs RTX 3090 for Ollama compared in 2026. Same 24GB VRAM, different speed — is the 4090 worth 2.7x the used 3090 price?

Quick read: This guide is built to help you match model size, VRAM, and budget before you buy.

Is the RTX 4090 really worth 2.7x the price of a used 3090 for running Ollama? Both have 24GB VRAM, both run the same models. The price gap is $820 vs $2,200 — and it widened during 2026, because the 3090 barely moved while the 4090 climbed. So what are you actually paying for?

Quick answer: The RTX 4090 is 20-40% faster than the RTX 3090 for Ollama inference, but the used 3090 at roughly a third of the price is the better value for most local LLM users.

Check NVIDIA GeForce RTX 3090 on AmazonBuy on Shopee SG

Who this is for

You want 24GB VRAM for running 13B-34B models on Ollama and you’re deciding between a new RTX 4090 ($2,200) and a used RTX 3090 ($820). Both handle the same model sizes — this is purely a speed-vs-value decision.

Head-to-head benchmarks

ModelRTX 3090 (tok/s)RTX 4090 (tok/s)4090 advantage
Llama 3 8B (Q4)~55 tok/s~65 tok/s+18%
CodeLlama 13B (Q4)~35 tok/s~40 tok/s+14%
Qwen 32B (Q4)~18 tok/s~25 tok/s+39%
Yi-34B (Q4)~16 tok/s~23 tok/s+44%

The speed gap widens with larger models because the 4090’s higher memory bandwidth (1,008 GB/s vs 936 GB/s) matters more when shuffling bigger model weights.

VRAM capacity vs memory bandwidth
RTX 5090 32GB · 1792 GB/s RTX 4090 24GB · 1008 GB/s RX 7900 XTX 24GB · 960 GB/s RTX 3090 (used) 24GB · 936 GB/s RTX 5080 16GB · 960 GB/s RTX 5070 Ti 16GB · 896 GB/s RTX 4070 Ti Super 16GB · 672 GB/s RX 7800 XT 16GB · 624 GB/s RTX 5060 Ti 16GB 16GB · 448 GB/s RTX 4060 Ti 16GB 16GB · 288 GB/s RTX 5070 12GB · 672 GB/s Intel Arc B580 12GB · 456 GB/s RTX 3060 12GB (used) 12GB · 360 GB/s RTX 4060 8GB · 272 GB/s

VRAM capacity memory bandwidth Specs are manufacturer figures. Bar lengths are scaled independently per metric.

Check NVIDIA GeForce RTX 4090 on AmazonBuy on Shopee SG

Both cards run every model that fits in 24GB. The 3090 is fast enough for comfortable chat on 7B-13B models, and even 34B at Q4 is usable at 16-18 tok/s. For full VRAM planning, see our Ollama guide.

When to buy the RTX 4090

  • You run 34B models daily and the speed difference adds up
  • You also use the GPU for training or image generation (where Ada Lovelace shines)
  • You want new hardware with warranty and no used-market risk
  • The $1,380 difference doesn’t meaningfully impact your budget

When to buy the used RTX 3090

  • You primarily run 7B-13B models where both cards are fast
  • You want to save $1,380 and put it toward RAM or storage
  • You’re comfortable buying used (check our used GPU guide)
  • You might buy a second one later for multi-GPU 70B

Common mistakes to avoid

  • Assuming newer = always better. For Ollama inference, VRAM matters most. Both cards have 24GB.
  • Ignoring the power difference. RTX 3090: 350W. RTX 4090: 450W. Over a year of heavy use, that’s $50-100 in electricity.
  • Buying a 3090 with mining history. Check the card’s condition. Mining wear reduces lifespan. Ask about usage, test under load.
  • Forgetting that two 3090s beat one 4090. For $1,640 — less than a single 4090 — you could get two used 3090s with 48GB combined — that runs 70B models.

Final verdict

NeedBest pickPrice
Best valueRTX 3090 (used)~$820
Best speedRTX 4090~$2,200
Best for 70B2x RTX 3090 (used)~$1,640
Check NVIDIA GeForce RTX 3090 on AmazonBuy on Shopee SG Check NVIDIA GeForce RTX 4090 on AmazonBuy on Shopee SG

Both cards run the same models at the same quality. The 3090 is 80% of the speed at 50% of the price. For most Ollama users, that’s the smarter buy.

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